617 South Britain Road - Southbury, Connecticut
203.264.8633 - 203.264.5516 FAX
MITCHELL INSURANCE PRIVACY STATEMENT
How We Collect and Use Information
We collect the following types of information about you:
Information you provide us directly:
We ask for certain information such as your username, real name, birthdate,
address, phone number and e-mail address when you register for a Mitchell
Insurance account, or if you correspond with us. We may also retain any messages
you send through the Service, and may collect information you provide in User
Content you post to the Service. We use this information to operate, maintain,
and provide to you the features and functionality of the Service. Your username
and if you choose to disclose it, your real name, will be published publicly.
Once published your username and / or real name may not be able to be removed.
Information we may receive from third parties:
We may receive information about you from third parties. For example, if you
access our websites or Service through a third-party connection or log-in, for
example, through Facebook Connect, by “following,” “liking,” adding the Mitchell
Insurance application, linking your account to the Mitchell Insurance Service,
etc., that third party may pass certain information about your use of its
service to Mitchell Insurance. This information could include, but is not
limited to, the user ID associated with your account (for example, your Facebook
UID), an access token necessary to access that service, any information that you
have permitted the third party to share with us, and any information you have
made public in connection with that service. If you allow us access to your
friends list, your friends’ user IDs, and your connection to those friends, may
be used and stored to make your experience more social, and to allow you to
invite your friends to use our Service as well as provide you with updates if
and when your friends join Mitchell Insurance. You should always review, and if
necessary, adjust your privacy settings on third-party websites and services
before linking or connecting them to the Mitchell Insurance Service. You may
also unlink your third party account from the Service by adjusting your settings
on the third party service.
Analytics information:
We may directly collect analytics data, or use third-party analytics tools and
services, to help us measure traffic and usage trends for the Service. These
tools collect information sent by your browser or mobile device, including the
pages you visit and other information that assists us in improving the Service.
We collect and use this analytics information in aggregate form such that it
cannot reasonably be manipulated to identify any particular individual user.
Device identifiers:
When you access the Service by or through a mobile device (including but not
limited to smart-phones or tablets), we may access, collect, monitor and/or
remotely store one or more “device identifiers,” such as a universally unique
identifier (“UUID”). Device identifiers are small data files or similar data
structures stored on or associated with your mobile device, which uniquely
identify your mobile device. A device identifier may be data stored in
connection with the device hardware, data stored in connection with the device’s
operating system or other software, or data sent to the device by Mitchell
Insurance. A device identifier may convey information to us about how you browse
and use the Service. A device identifier may remain persistently on your device,
to help you log in faster and enhance your navigation through the Service. Some
features of the Service may not function properly if use or availability of
device identifiers is impaired or disabled.
Location data:
When you access the Service by or through a mobile device, we may access,
collect, monitor and/or remotely store “location data,” which may include GPS
coordinates (e.g. latitude and/or longitude) or similar information regarding
the location of your mobile device. Location data may convey to us information
about how you browse and use the Service. Some features of the Service,
particularly location-based services, may not function properly if use or
availability of location data is impaired or disabled.
Commercial and marketing communications:
We use the information we collect or receive, such as your email address, to
communicate directly with you. We may send you emails containing newsletters,
promotions, and special offers. If you do not want to receive such email
messages, you will be given the option to opt out or change your preferences. We
also use your information to send you Service-related emails (e.g., account
verification, purchase and billing confirmations and reminders, changes/updates
to features of the Service, technical and security notices). You may not opt out
of Service-related emails. You may also be able to be “found” on Mitchell
Insurance based on information that you provide (see “Find friends on Mitchell
Insurance”) above.
Use of certain service type information we collect about you:
We use or may use cookies, log file, device identifiers, location data and clear
gifs information to: (a) remember information so that you will not have to
re-enter it during your visit or the next time you visit the site; (b) provide
custom, personalized content and information; (c) to provide and monitor the
effectiveness of our Service; (d) monitor aggregate metrics such as total number
of visitors, traffic, and demographic patterns; (e) diagnose or fix technology
problems; (f) help you efficiently access your information after you sign in;
(g) to provide advertising to your browser or device, and (h) automatically
update the Mitchell Insurance application on your mobile devices.
Sharing of Your Information
We will not rent or sell your information into third parties outside Mitchell
Insurance and its group companies (including any parent, subsidiaries and
affiliates) without your consent, except as noted below:
Who we may share your information with: We may share your information with
third-party business partners and Trusted Users for the purpose of providing the
Service to you. Third party business partners will be given limited access to
your information as is reasonably necessary to deliver the Service, and we will
require that such third parties comply with this Privacy Policy, or operate
under a similar privacy policy.
Who can see User Content: Any User Content that you voluntarily disclose for
posting to the Service becomes available to the public and cannot be removed,
except by Mitchell Insurance in its sole discretion. Once posted on Mitchell
Insurance, User Content may not be removable from public view, as copies may
remain viewable in cached and archived pages of the Service, on other sites that
have republished us, or if other Users have copied or saved that information. If
you do not wish your User Content to be available to the public, please don’t
post it on Mitchell Insurance. Your username and if you choose to disclose it,
your real name, will be published publicly. Once published your username and /
or real name may not be able to be removed.
Who can see your IP address: If you post User Content on the Service while not
logged in, your IP address will be published with your User Content in order to
attribute your contribution to the Service. A selection of Trusted Users with
administrative powers on Mitchell Insurance have the ability to review IP
addresses of users to reduce abusive behavior. Any third party service embedded
on Mitchell Insurance such as an advertiser, video provider, social network or
other third party will also have access to your IP address.
Who can see your email address: If you enter an email address, you will enable
communication from Mitchell Insurance and other Users. If you reply to users or
participate in group Mitchell Insurance activities such as meetups, your email
address will be shared with these users. In addition, some email addresses such
as blocked@Mitchell Insurance.com forward to a group of Trusted Users, who will
use your email address to reply to the email.
What happens in the event of a change of control:
We may buy or sell/divest/transfer the company (including any shares in the
company), or any combination of its products, services, assets and/or
businesses. Your information such as customer names and email addresses, User
Content and other user information related to the Service may be among the items
sold or otherwise transferred in these types of transactions. We may also sell,
assign or otherwise transfer such information in the course of corporate
divestitures, mergers, acquisitions, bankruptcies, dissolutions,
reorganizations, liquidations, similar transactions or proceedings involving all
or a portion of the company.
Instances where we are required to share your information:
Mitchell Insurance will disclose your information where required to do so by law
or subpoena or if we reasonably believe that such action is necessary to (a)
comply with the law and the reasonable requests of law enforcement; (b) to
enforce our Terms of Use or to protect the security, quality or integrity of our
Service; and/or (c) to exercise or protect the rights, property, or personal
safety of Mitchell Insurance, our Users, or others.
Sharing certain service type information we collect about you:
We may share certain service type information, including information obtained
through tools such as cookies, log files, device identifiers, location data and
clear gifs (such as anonymous usage data, referring/exit pages and URLs,
platform types, number of clicks, etc.): (i) with our third-party business
partners for the purposes described in the section above on “How We Collect and
Use Information.” We may also aggregate or otherwise strip data of all
personally identifying characteristics and may share that aggregated, anonymized
data with third parties.
Ads on Mitchell Insurance:
We may also share certain information such as your location, browser, and cookie
data and other data relating to your use of our Service with our business
partners to deliver advertisements (“ads”) that may be of interest to you.
Mitchell Insurance may allow third-party ad servers or ad networks to serve
advertisements on the Service. These third-party ad servers or ad networks use
technology to send, directly to your browser or mobile device, the ads and ad
links that appear on the Service, and will automatically receive your IP address
when they do so. They may also use other technologies (such as cookies,
JavaScript, device identifiers, location data, and clear gifs, see above) to
compile information about your browser’s or device’s visits and usage patterns
on the Service and on other websites, and to measure the effectiveness of their
ads and to personalize the advertising content delivered to you.
For example, Google uses DART cookies in order to deliver ads to you through the
Service. Google's use of the DART cookie enables it and its partners to serve
ads to you based on your visit to the Service and previous websites that you may
have visited. Other advertising networks also use similar cookies, clear gifs,
or other mechanisms to deliver targeted advertising to you through the Service.
You can delete these cookies by following the instructions here: http://www.Mitchell
Insurance.com/Clear-Your-Browser%27s-Cookies . You may opt out of use of
Google’s DART cookie and cookies placed by Network Advertising Initiative (NAI)
certified ad networks here: http://www.networkadvertising.org/managing/opt_out.asp
. Opting out of these cookies will be effective not only on the Service, but on
all websites with NAI certified advertising networks. However, these opt-outs
will be ineffective on networks that are not NAI certified.
Please note that an advertiser may ask Mitchell Insurance to show an ad to a
certain audience of Users (e.g., based on demographics or other interests). In
that situation, Mitchell Insurance or our Partners determines the target
audience and Mitchell Insurance serves the advertising to that audience and only
provides anonymous data to the advertiser. If you respond to such an ad, the
advertiser or ad server may conclude that you fit the description of the
audience they are trying to reach.
To enhance your user experience or help us improve and measure our
effectiveness, Mitchell Insurance may embed code from third parties on the
Service. Examples of such parties may include Facebook, Twitter, Pinterest,
Google, YouTube, Howcast, VideoJug, AOL, and others. These third parties may
collect information about you including IP address, cookies in ways Mitchell
Insurance does not control.
The Mitchell Insurance Privacy Policy does not apply to, and we cannot control
the activities of third-parties. Please consult the respective privacy policies
of such third parties or contact such third parties for more information.
How We Store and Protect Your Information
Storage and Processing:
Your information collected through the Service may be stored and processed in
the United States or any other country in which Mitchell Insurance or its
subsidiaries, affiliates, or service providers maintain facilities. Mitchell
Insurance may transfer information that we collect about you, including personal
information, to affiliated entities, or to other third parties across borders
and from your country or jurisdiction to other countries or jurisdictions around
the world. If you are located in the European Union or other regions with laws
governing data collection and use that may differ from U.S. law, please note
that we may transfer information, including personal information, to a country
and jurisdiction that does not have the same data protection laws as your
jurisdiction, and you consent to the transfer of information to the U.S. or any
other country in which Mitchell Insurance or its parent, subsidiaries,
affiliates, or service providers maintain facilities and the use and disclosure
of information about you as described in this Privacy Policy.
Keeping your information safe:
Mitchell Insurance cares about the security of your information, and uses
commercially reasonable safeguards to preserve the integrity and security of all
information collected through the Service. To protect your privacy and security,
we take reasonable steps (such as requesting a unique password) to verify your
identity before granting you access to your account. You are responsible for
maintaining the secrecy of your unique password and account information, and for
controlling access to your email communications from Mitchell Insurance, at all
times. However, Mitchell Insurance cannot ensure or warrant the security of any
information you transmit to Mitchell Insurance or guarantee that information on
the Service may not be accessed, disclosed, altered, or destroyed. Your privacy
settings may also be affected by changes to the functionality of third party
sites and services that you add to the Mitchell Insurance Service, such as
social networks. Mitchell Insurance is not responsible for the functionality or
security measures of any third party.
Compromise of information:
In the event that any information under our control is compromised as a result
of a breach of security, Mitchell Insurance will take reasonable steps to
investigate the situation and where appropriate, notify those individuals whose
information may have been compromised and take other steps, in accordance with
any applicable laws and regulations.
Your Choices about Your Information
You control your account information and settings: You may update your account
information and email-communication preferences at any time by logging in to
your account and changing your profile settings. You can also stop receiving
promotional email communications from us by modifying your preferences at
http://www.Mitchell Insurance.com/Special:Preferences.
We make every effort to promptly process all unsubscribe requests. As noted
above, you may not opt out of Service-related communications (e.g., account
verification, purchase and billing confirmations and reminders, changes/updates
to features of the Service, technical and security notices). If you have any
questions about reviewing or modifying your account information, you can contact
us directly at wiki@Mitchell Insurance.com.
Opting out of collection of your information for Tracking / Advertising:
Please refer to your mobile device or browser’s technical information for
instructions on how to delete and disable cookies, and other tracking/recording
tools. Depending on your type of device, it may not be possible to delete or
disable tracking mechanisms on your mobile device. Note that disabling cookies
and/or other tracking tools prevents Mitchell Insurance or its business partners
from tracking your browser’s activities in relation to the Service, and for use
in targeted advertising activities by third parties. However, doing so may
disable many of the features available through the Service. If you have any
questions about opting out of the collection of cookies and other
tracking/recording tools, you can contact us directly at wiki@Mitchell
Insurance.com.
How long we keep your private profile information:
Following termination of your User account, Mitchell Insurance may retain your
private profile information for a commercially reasonable time for backup,
archival, or audit purposes. For the avoidance of doubt, any information that
you choose to make public on the service may not be removable.
Children’s Privacy
Mitchell Insurance does not knowingly collect or solicit any information from
anyone under the age of 13 or knowingly allow such persons to register as Users.
The Service and its content are not directed at children under the age of 13. In
the event that we learn that we have collected personal information from a child
under age 13 without verification of parental consent, we will delete that
information as quickly as possible. If you believe that we might have any
information from or about a child under 13, please contact us at wiki@Mitchell
Insurance.com.
Links to Other Websites and Services
We are not responsible for the practices employed by websites or services linked
to or from the Service, including the information or content contained therein.
Please remember that when you use a link to go from the Service to another
website, our Privacy Policy does not apply to third-party websites or services.
Your browsing and interaction on any third-party website or service, including
those that have a link or advertisement on our website, are subject to that
third party’s own rules and policies. In addition, you agree that we are not
responsible and we do not control over any third-parties that you authorize to
access your User Content. If you are using a third-party website or service
(like Facebook, Google groups, or an IRC chatroom) and you allow such a
third-party access to you User Content you do so at your own risk. This Privacy
Policy does not apply to information we collect by other means (including
offline) or from other sources other than through the Service.